An unexpected occurrence abroad can be a costly expense and it’s not just medical related events that can cost a lot. Loss of luggage or holiday cancellation are other travel perils that may occur.

Annual Multi-trip Travel insurance cover details

What’s covered
  • Medical expenses
  • Personal effects, baggage and money
  • Legal expenses
  • Curtailment
  • Cancellation
  • Travel delay
  • Missed departure
  • Catastrophe
  • Baggage delay
  • Personal liability
  • Hospital benefit
  • Withdrawal of services
  • Business cover
  • Personal accident
  • Travel documents
  • Holiday abandonment
What’s not covered
  • Disinclination to travel.
  • Claims arising from you or your travelling companions having:
    • Received a terminal prognosis.
    • Required referral to or consultation with a specialist or hospital treatment, investigation or check-up within the past 12 months.
    • Suffered from, been investigated for, treated for or diagnosed with any lung, heart or related circulatory condition including angina or hypertension.
    • Suffered from, been investigated for, treated for or diagnosed with stress, anxiety or depression.
Optional cover
  • Additional cover can be agreed.
  • Winter sports and cruise cover can be flexed according to your requirements.
Ways to trade
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Explore the Annual Multi-trip Travel insurance market

Market information
  • The average cost of a holiday now costs more than £1,400 per person.1
  • The average person spends around £400 on food, drink and activities while on holiday.2
  • According to travel companies including TUI UK, Thomson and First Choice, there has been a 350% increase in long haul holidays over the last 10 years.

1, 2: http://www.lloydsbankinggroup.com/Media/Press-Releases/2014/halifax/aver...