Caravan insurance cover details

What’s covered
  • Cover is available for both static and touring caravans, but also park and leisure homes.
    Loss or damage to the caravan and its contents (including awnings and caravanning equipment).
  • Alternative accommodation to complete your holiday if your caravan is uninhabitable following a claim.
  • Removal of the caravan to the nearest repairers and delivery back to you upon completion of the work.
  • Cost of replacing locks to doors and windows of the caravan following loss or theft of the keys.
  • Public liability arising from any accident(s) involving the caravan.
  • Cover available for you, your family and friends using the caravan for holiday purposes.
  • Personal accident cover if you or your family/friends suffer accidental injury while inside the caravan (static caravans only).
What’s not covered
  • Loss or damage to awnings and tents caused by weather conditions.
  • Wear and tear or any other gradually operating cause.
Optional cover
  • New for old cover available for caravans up to 5 years old.
  • Up to 180 days cover whilst travelling in Europe.
Ways to trade
  • Schemes – Build your business by offering bespoke personal lines insurance which meets your customers’ exact needs.

Explore the Caravan insurance market

Market information
  • The caravan industry contributes more than £6 billion to the UK economy and employs around 130,000 staff (including part time and seasonal).1
  • Over £1.8 billion was spent on caravan holidays across Great Britain in 2013.2
  • There are approximately 100,000 residential park homes in use.3
  • More than 51 million nights are spent in caravans each year.4
  • The UK is estimated to currently have in use:
    • 550,000 touring caravans.
    • 330,000 caravan holiday homes.5

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