However big or small, motor accidents can often be frightening. No matter how careful people are, sometimes unfortunate events occur.

This product is aimed at policyholders who have taken out a core motor policy and will cover car accidents should the unexpected happen.

Motor Personal Accident insurance cover details

What’s covered
  • Accidental death (including that of a child)
  • Permanent total disability
  • Temporary total disability
  • Loss of limb
  • Loss of sight
  • Loss of hearing
  • Loss of speech
  • Burns
  • Fractures
  • Hospitalisation
  • Personal effects
  • Physiotherapy sessions
  • Stress counselling sessions
What’s not covered
  • Long term sickness
  • Monthly payments
  • PPI type covers
Optional cover
  • Tailor the required cover levels and maximum sum insured (usually c. £50.000).
Ways to trade
  • Schemes – Build your business by offering bespoke personal lines insurance which meets your customers’ exact needs.

Explore the Motor Personal Accident insurance market

Market information
  • This year, 31.7m cars (and counting!) are on the UK roads.1
  • In 2014, 1775 people were killed in reported road traffic accidents in Great Britain.2

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