With modern day lifestyles, accidents can occur anywhere and at any time. Our lifestyle personal accident insurance is ideal cover for your clients who want to protect themselves in everyday life.      

Offering protection against injury or death following an accident, this is an ideal product for brokers who wish to sell it as stand-alone, or part of a wider product. 

Lifestyle Personal Accident insurance cover details

What’s covered
  • Accidental death (including that of a child)
  • Permanent total disability
  • Temporary total disability
  • Loss of limb
  • Loss of sight
  • Loss of hearing
  • Loss of speech
  • Burns
  • Fractures
  • Hospitalisation
  • Personal effects
  • Physiotherapy sessions
  • Stress counselling sessions
What’s not covered
  • Long term sickness
  • Monthly payments
  • PPI type covers
Optional cover
  • Tailor the required cover levels and maximum sum insured (usually c. £50.000).
Ways to trade
  • Schemes – Build your business by offering bespoke personal lines insurance which meets your customers’ exact needs.

Explore the Lifestyle Personal Accident insurance market

Market information
  • There were a total of 194,477road traffic accidents causalities reported during 2104.1
  • The cost to society of UK home accident injuries has been estimated at £45.63 billion a year.2

1: http://www.racfoundation.org/motoring-faqs/safety, 2: http://www.rospa.com/home-safety/advice/general/facts-and-figures