Prosthetic Limb insurance cover details

What’s covered
  • Loss or damage to the device.
  • A public liability value of up to £2 million.
  • Personal accident.
  • Hospitalisation budget is also covered.
What’s not covered
  • Electrical or mechanical breakdown.
  • Faulty maintenance or design.
  • Loss of use following naturally occurring changes to individual’s body.
Optional cover
  • No optional covers.
Ways to trade
  • Schemes – Build your business by offering bespoke personal lines insurance which meets your customers’ exact needs.

Explore the Prosthetic Limb insurance market

Market information
  • The majority of amputations occur as a result of disease, with diabetes and cardiovascular disease accounting for the greatest percentage (nearly 75%).1
  • Almost 25% of amputations are the result of a traumatic accident.2

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