With the excess being the first part of any successful claim that you are liable for, our lifestyle excess protection insurance is an ideal product for any type of insurance that requires an excess including car, home and various lifestyle policies.  

Lifestyle Excess Protection insurance cover details

What’s covered
  • The excess a customer has to pay on an insurance claim up to a pre-agreed amount. 
What’s not covered
  • Excesses which can be recovered from a third party
  • Any claims within the first 14 days of the period of insurance (number of days can vary)
  • Claims when the amount claimed on the main insurance policy does to exceed the excess amount
Optional cover
  • Claim limit can be varied
  • Brokers have the opportunity to cover specific products or a full lifestyle excess protection
  • Removal of the initial no claims period
Ways to trade
  • Schemes – Build your business by offering bespoke personal lines insurance which meets your customers’ exact needs.

Explore the Lifestyle Excess Protection insurance market

Market information

Considering motor claims, surprisingly around only a third of motorists have enough money to cover their excess in the event of a claim1.

1:http://www.trdirect.co.uk/lifestyle_excess.html