With over 100,000 active servicemen and women in the UK, our armed forces kit and contents insurance protects military kit which may not be covered by standard contents insurance.

Available to members of all branches and all ranks of the armed forces, the cover is ideal for recruits whilst in training, reservists and off-duty soldiers whilst serving in the UK or abroad living on- or off-base in Europe. This insurance policy is available to the British Army, Royal Navy, Royal Marines, Royal Air Force, reservists and civilian MOD personnel.

Armed Forces Kit & Personal Possessions insurance cover details

What’s covered
  • Issued and owned military kit.
  • Worldwide cover for kit and possessions.
  • New for old replacement.
  • Transit and storage cover.
  • Public liability cover.
  • Tenants’ liability, including in accommodation provided by the armed forces.
What’s not covered
  • Damage arising from wear and tear.
  • Deliberate loss or damage caused intentionally by policyholder.
Optional cover
  • Tailor limits of policy cover to your requirements.
Ways to trade
  • Schemes – Build your business by offering bespoke personal lines insurance which meets your customers’ exact needs.
  • White-labelling – Re-brand our tried and tested personal lines products and schemes, neatly marketed through your own website.

Explore the Armed Forces Kit & Personal Possessions insurance market

Market information
  • There are currently over 160,000 regular servicemen and women and over 60,000 reserves serving the UK (correct at end of 2015).1

1: http://www.armedforces.co.uk/mod/listings/l0003.html