Cybercrime is on the rise and the concern of a cyber-attack within your personal domain is now more common than ever. As technology advances and cyber criminals develop more complex methods of hacking, it’s important to protect our cyber selves.

UK General’s Personal cyber insurance cover provides protection against a range of financial loss including online sales fraud, online shopping fraud and online theft of personal funds. Further still, the policy offers the added benefit of the recovery of insured data and protection against the loss encountered through cyber defamation or cyber bullying.

Personal Cyber Protection insurance cover details

What’s covered
  • Loss from cyber bullying or defamation
  • Recovery of insured data
  • Online sales fraud
  • Online shopping fraud
  • Online theft of personal funds
What’s not covered
  • The excess in relation to the elements’ covered
  • Any criminal, dishonest, reckless, deliberate or malicious conduct by you
  • Any dishonest conduct of a third party who is, or has been, authorised by you of funds following physical theft or loss of payment cards
  • Advance fee fraud
  • Activities carried out by you for business or professional purposes
  • Any loss arising from unlicensed, illegal, or pirated software, music, films or installation of unofficial mobile apps
Optional cover
  • There are no optional covers available at this time
Ways to trade
  • Schemes – Build your business by offering bespoke personal lines insurance which meets your customers’ exact needs.

Explore the Personal Cyber Protection insurance market

Market information
  • It is estimated that 3.6 million cases of fraud and 2 million computer misuse offences take place in one year1
  • On average, police have reported an 8% increase in fraud and computer misuse offences2
  • Between October 2015 and September 2016, the ONS estimates there were approximately 2 million cybercrime offences compared to 686,000 domestic burglary offences committed3
  • In 2013, the average amount of money lost by victims of identity fraud was £1,2034
  • Only 32% of British households are following the government’s advice to use 3 random words to create a strong password5
  • The government is investing £1.9bn in cyber security of the next 5 years equivalent to £380 million per year6
  • It is estimated by the NSPCC, that 1.26 million young people experience cyber bullying on a daily basis7
  • In 2011, more than 16,000 young people were absent from school due to bullying8
  • In 2013, 7 out of 10 young people aged between 13 and 22 have been a victim of cyber bullying9
  • 42% of young people have felt unsafe online and a further 56% have said they have seen others bullied online10

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